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Tele: +963 11 9276

Fax: +963 11 6645130

Gulf Insurance

Medical Insurance

Medical / Health Insurance :

Syrian Kuwaiti Insurance in cooperation with GLOBMED Syria (a network of medical services providers) offers quick, comprehensive, and high quality Health Services, through number of medical programs including In hospital or Out of Hospital coverages, which may be used locally and globally, depending on customers desires and needs.

If you are interested in Medical Insurance, our sales representative can visit you. Please fill in and send the following application to us:

Click here

For more information, please review the following forms and documents:
Individual and Family Medical Insurance Questionnaire:

The  Insured gets First Class or Second Class coverage according to his desire , and that is through health insurance programs available in Syrian-Kuwaiti Insurance company .whereas all programs coverage is valid over 24 hours for a period of 365 days and wherever the Insured is ( In or out of his Job place).

Medical Coverage Benefits:

In Hospital and Out of Hospital coverage Includes the following:
Basic coverage: Hospitality ( In Hospital treatment)

In Hospital services:
1 - Accommodation and food meals.
2 - Cost of medical or surgical or endoscopic treatments.
3 - Cost of doctors consultation fees.
4 - Cost of medication and medical supplies.
5 - Cost of surgical procedures and anesthesia.
6 - Cost of intensive care.
7 - Basic medical tests necessary for the proper performance of the anesthesia made in hospital before surgery.
8 - Physical therapy related to a covered case within the hospital .
9 - Cases in the "One day treatment room," which do not require  to stay in Hospital after treatment, and can not be treated in out of hospital medical providers, such as gastroscopy, chemotherapy, radiation therapy and the eradication of lymph gland.
10- Emergency treatments that can not be postponed ,and that is presented in the emergency room, resulting of an accident or a sudden illness condition.

Medical costs resulting from accidents, including work and general accidents, in addition to the necessary cosmetic procedures and surgical treatments of teeth due to an accident.

Synthetic substitutes:
Related to surgical operation out of an accident (excluding artificial limbs).

Chronic diseases:
Such as pressure, diabetes, heart disease, cholesterol, and cancer which are covered in case the disease is not prior to the insurance starting date and after the waiting period.

Burial Costs:
In case of Insured death (God forbid) after entering the hospital, and during the insured hospitalization out of a covered treatment, company undertakes to pay a maximum amount of 100,000S.P. as burial expenses and fridge .

Waiting periods:
Some diseases or health conditions are subject to waiting periods (or special studies) before it is covered, such as: pre-existing diseases, childbirth, diseases of the circulatory system, and the cases of hernia, nose  almonds ,and alqrinats surgeries.

Optional coverages\Out of Hospital : Medical care (outside of hospital treatments).
You can add one or more of the following optional coverages if you have the basic In Hospital coverage, which includes:

1 - Diagnostic tests ( Ambulatory & Radiology):
CT, MRI, Ultra sound scans, laboratory tests, Nuclear Medicine tests , ECG, Electroencephalogram, Electrocardiogram, Electromyogram, Audiogram, Stress test, Evoqued response, Occular Angiography, Thallium Myocardic Scintigraphy, Echocardiography, Holter Monitoring, Laser therapy, Physiotherapy, movement therapy , Kinesitherapy. Doctor’s consultation related to the necessary explanations for specialized tests.
 2 - Prescription Medicines:
This covers local and imported drugs approved by Ministry of Health and prescribed by the physician.
Covered Vaccines are the mandatory vaccines approved by world Health organization, namely:
Polio vaccine
Hepatitis type A - Havrix
Hepatitis type B
Varilrix, Okavax
Influenza Virus: age above 50 years.
Streptococcus Pneumonae: age over 65 years.
Mumps (mumps) / rubella MMR
Haemophilus influenza type B
Meningitis A.C
Tuberculosis BCG
Tetract – HIB
3 – Doctor Visits:
Usual doctor visits, reviews and medical consultations.
The following diagnostic services:
Cardiac Echo Doppler, Arterial Doppler , cardiac stress test, ultrasonography, electroencephalogram, electocardiogram, electromyogram, audiogram, Spirometry, evoked response.
Basic vaccines for those who have Prescription Medicine coverage.
Small surgery and endoscopic procedures not requiring an operating room, emergency room, or hospital services.

• Insurds\ Customers can add people for whom they take care of to the health insurance policy, such as spouse or husband, mother, father, unmarried children aged between 14 days and 18 years old, or 25 years if he was still a student full-time at a college or university.
• Insured’s age should not be less than 14 days at his/her first enrolment and not more than 65 years (for individual policies). Maximum age limit could be raised up to 75 years upon company’s special decision (for family policies), only in case there is at least one family member under the age of 65.


Sister Companies / GIC

Arab Orient InsuranceArab Misr Insurance Bahrain Kuwait Insurance Fajr Al Gulf Insurance
Gulf Life Insurance Misriya Takaful Life Dar Al Salam Insurance

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